Find the best local real estate investor meetups that have no pitches and you will increase your knowledge, camaraderie, and motivation ten-fold.

"Getting in" is easy; making money, managing the business, with the increased financial risk of commercial properties is a whole different game. 

I would also recommend increasing your liability coverage to at least $2M.

It’s now estimated that Texas has 31.29 million residents, up from the 2020 count of 29.15 million.But Texas also ranked as the top state in the nation for domestic migration and natural increases over the past year.

However, a full or partial gift means you inherit their $33K cost basis, potentially increasing your capital gains taxes when you sell in the future.

If private companies continue to provide the insurance, I suspect we will see further increased premium costs which will need to be reflected in the rents tenants pay (all tenants: LTR, MTR, STR).  

The state laws (do not quote me) appear to not let these companies increase rates (or its not easy) to pick up the losses.

Like most markets, there is a growing trend in the area due to affordability and increasing more things to do. 

How do SFHs fare in competition with these rentals as supply increases?

I can get 5 times as many deals without increasing my budget.