Just remember that on investment purchase (conventional) you wont be able to receive gifts to close the purchase so if you're going to buy and you want to bring in friends/family into the deal as a giftor, you'll need to be buying as primary most likely (allows gifts).Also primary residences allow higher LTV's or lower down payments (same difference) 3-5% down versus 20-25% with non owner / investment occupancies.This is to tackle the down payment issue you're experience above.

Send them small gifts on their bdays.

Think of it as a gift card for the laundry room.However, BIG CAVEAT, with only 1 set of equipment, I would suggest #1 highly.

We have never raised his rent, always address any needs or concerns with urgency, and even give a December rent reduction with Christmas card and gift each year.

My wife's elderly grandmother, who owns her home outright, has decided to gift her home to my wife.

There also may be ways to enjoy some tax benefits in other types of taxes like gift and/or estate taxes, depending on your goals and family situation, if those are topics that you want to discuss with your estate planning & tax attorney as well.

@James You need to buy your clients "Runzas" From Runza as a closing gift.

.🏞️ Valley of Fire State Park in Nevada is enhancing its attractions with a new 17,000 square-foot visitor center, set to feature an amphitheater and a gift shop, aiming for completion in fall 2025.🚄 Construction activities on I-15 near Las Vegas indicate progress on the high-speed train project between southern California and Las Vegas, with nighttime work focusing on geophysical and soil testing.I hope you’ve enjoy this month’s newsletter.

This is my gift to BP community.

Anything less than market is like you giving strangers a cash gift every month.