Other than paying for an appraisal or BPO (and maybe a credit report), you should not pay a lender anything until your loan funds.

I currently have a rental property and am looking at getting my real estate license and building a property management and property maintenance company to serve my investments and potentially others.  

Now we are in 2025 and although I still own the trucking company, it has been an inconsistent pit that has technically brought me personally no profit.

You will want to fully understand the tax reporting burden you will face. 

Get copies of their written reports.

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During the escrow/title process, you are finalizing loan documents, reviewing title documents (HOA disclosures if applicable, title reports, etc), obtaining homeowner's insurance, and preparing to wire your funds to title. 

For example, the insurance company offers you $100k.

But the real test of this company's character came with the most recent loan I tried to close with them.First, I thought the loan rate was locked, and it was not.

And taxes on the pre-paid rent could be a nightmare assuming there is no creative accounting way to report the rent.