depends on your credit if you can get a mortgage or your ability to find good deals that you use hard money for and then refinance into DSRC.  

I have a number of lenders that I work with that will do up to 80% on a cash out refinance.

I imagine this will help me with a refinance in the future.

Higher loan balances we would likely see an opportunity in the future to refinance again due to lower rates so consider a 2-3 year prepayment penalty.Of course if you qualify for Conventional Financing (Fannie/Freddie), there are no prepayment penalties so just calculating out the return of investment timeline on point buy downs.Good luck shopping and let me know if you want to talk further!

DSCR Loans - Both Purchase and Cash Out Loans- Investors typically use these on the cash out portion of the BRRRR Strategy - Minimum Downpayment, usually 20% but some lenders offer 15% down - Max LTV on Refinances, typically 75%, but some lenders will do 80% - Minimum Title seasoning (since the property was purchased and recorded on county records) is 90 days, although some lenders have no seasoning at all as long as you can show rehab work completed. - 30 year fixed terms - Usually have a Prepayment Penalty from 1-5 years, although you can price out a 0 PPP for a higher rate or fee- Minimum Credit score is 650 usually, although you could do a lower LTV loan at 620. 

its unfortunately not going to be as easy as googling, but that might get you a list to start with and refine.  

What was the interest rate and when you went to refinance what rate were they offering?

Just curios, were you trying to refinance it and that is when you discovered it is not an actual triplex?

I agree with your advice on specializing in a particular asset class, and I’m committed to refining my expertise in this area before expanding further.

Will you do refinances?