OP your byline references Lakeway, Texas.

Dang and I was just referred to him by somebody.

<<< Correct, that is exactly what I am referring THIS IS your tradeoff most of the time when using turnkey companies AND WILL CONTINUE to be your tradeoff even when using a realtor IF YOU DON'T VERIFY YOUR NUMBERS. 

We recommend that you check reviews of the lender; Ask for references; If the lender is advertising something that is outside the normal metrics for the industry it is likely a bait and switch. 

I’m looking for a reference for new property in Denver area.

When it comes to homelessness, it usually refers to someone who is living in an area that is not meant for human habitation, like a car, sidewalk, or park. 

Any ideas or references are welcome.

Okay, you have an older forecast and you reference the first rate cut which was already mid-September and 10yT was leading that development.

Finally, you post that your market is super hot for buyers, but then you don't mention what market you are referring to. 

That's not what I am referring to.