What's the annual ROI on the cost of the points to you in terms of savings?

I think my attorney gave me bad advice and we did not foreclose on which would have been best because I would have at least received a judgment on the buyer. 

Ask lots of questions and you will receive great insight from professionals!

I received a brochure inviting me to a Jerry Norton webinar for Thurs-Feb5-2015.

I have this issue with Buildium for all the online rent payments received through their payment app. 

$40,000 x 25%(assuming a 25% interest rate on credit cards) = $10,000This is more than the annual cash-flow that you are getting from the rental.I would look at a way to paying off the credit card debt asap.Look to see if you can take a HELOC on the investment property(likely difficult).If you can't you may want to consider selling the proprety.You will also feel a lot of relief of not having credit card debt hanging over you.What is the interest rate on the car loan?

This will vary based on region but in general 2 – 5 points, 9% - 16% APR (meaning this is the annual rate so divide it by 12 to get the monthly interest amount), and documents fees can be from $600 – $1,900.

In the last 2 months I was receiving a lot of deals in my email account and I received a "great deal" from a small wholesaler; 2 hours later the same property address showed up in an email from one of the "big wholesale companies" 10k dollars more expensive... the property was gone even before I could call the small wholesaler.I believe both are useful and all of us need to make a living, so I understand their role in this business.

If you do place the property in her name, then inherit it later, it does allow for you to receive a step up in basis at that point, allowing you to sell the house shortly after her death without paying capital gains tax.5. 

While with Jeff for 11 months, we have received a total of 2 very small owner distributions with the first one going into someone else's account.