Insurance right now is wild, so I'd get a solid broker on your team - I'd be happy to share my contact if that would help.Also, aren't most of the existing insurances shared on the OMs for the properties? 

I’ve had a great experience with Brian Hartsell at key properties for my vegas properties. 

Would a property with 4 bed or 5 bedroom would have a better cash flow ? 

Have a frank conversation with the property manager. 

@Janine Sharma The decision to classify your onsite mobile home park property manager as a W-2 employee or a 1099 contractor depends on the degree of control you have over their work.

So your capital gain when you sell this property will be calculate against your tax basis and not against your mortgage as many investors expect.

Would a cash out refi be under commercial terms since the property(s) are under LLC?

First, all properties that appreciate the appreciation is based on the property value, not the equity. 

Investment Info:

Single-family residence fix & flip investment in Success.

Purchase price: $55,000

Cash invested: $25,000

Sale price: $119,000

Bought at around $50k
Fixed up at around $20k
So...

So, your property must be secured with deterrents to hopefully stop this from happening - but, it's impossible to guarantee security.