(Finance of America, Civic Financial, a few other players) They raised rates on there 30Y product about two weeks ago.

I doubt many are going into credit card debt or if they are that's kind of crazy.. as this part of real estate has no smoke and mirrors generally.And I suspect because most of these folks are doing some sort of PPM and need to deal with accredited investors.. that separates those wanting to start to those who have already had some financial win's or experience and just looking for a new avenue.. 

And Chula Vista or Escondido are great areas for first-timers who want to stay near SD but reduce entry costs.Network at local meetups like “Beers and Deals” - The connections you’ll make there can open up off-market opportunities.Where did you end up starting starting - SD, or did you end up in nearby markets to get your first win?

It is also risky when you consider that if you lose, you do not get reimbursed for legal fees.If you feel that you will win rather quickly, why not represent yourself?

Appreciation Wins: - Two years appreciated enough to remove PMI. - Four years of appreciation -100k HELOC for investing.TakeawaysThis house hack worked because I chose a desirable home in a good area with strong appreciation potential.

There have been some big players entering the PM market and a lot more interest in acquisitions of smaller PM operations.

It doesn't mean they can't win in the interaction, but it certainly means that it can't be one-sided.

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Try mediation first, lawsuits can get expensive and only the lawyers win.2.