Check out this table: https://www.municode.com/library/ca/oakland/codes/...This is what you're looking for: https://www.screencast.com/t/Xkyp3OZWkI Oakland, for a building with 3 units or more you need to have a lot sized at 7,500 sq ft.  --- From the zoning code it says, an RM-2 zoned lot can have "1 unit per 2,500 sf. of lot area"If you don't meet that lot size requirement you'll need to make a request for a variance, then post notice about the desired change in front of the building.

Wondering about putting my banking info into these and if anyone has any personal experience with any of them.

Hi Eric, I use Doug Lyons with Lyons Home Inspections for all of my personal properties and all of my clients.

https://app.box.com/s/4sedcgxd2eqou5ugizjspk406zbp75aaI have absolutely personally nothing against Mr. 

This is what the person basically said to me when they tried to explain it!

Sharing some of my personal experience.

Besides having a personal friend to mentor you, this is the next best place to learn.

While I am a lender, I personally use hard money on all of my own investment projects.

I don't personally have experience with it but it's not a great area at all. 

I'm willing to help this person in any way I can.