Just as you will be out of state, as long as the lender has knowledge of at minimum the state level where you're looking that will be perfect. 

In 2023 before I invested any funds, each and every time that I spoke with their representatives, I asked as my FIRST question if Norada Capital Management had ever missed any interest or principal payments, and was always told the same thing by their representatives, that Norada had a perfect payment/reimbursement history.

Our goal is to be perfect and since that is almost impossible, the next best is excellence.  

The next big hurdle: You'll need to basically perfectly match either the loan or loans you lend on to the amount you pulled out to make that theoretical 5% spread on the arbitrage. 

Perfect for business professionals and entrepreneurs who want to...Live where they work.

The problem with buying something in near perfect condition is you need the market to really perform to see appreciation.

Here's why:Affordability: Your $180K-$200K budget works perfectly here, with plenty of single-family homes and duplexes in B or C+ neighborhoods.Cash Flow: Rent-to-price ratios are excellent, with many properties renting for $1,500-$2,000/month.Landlord-Friendly: Oklahoma has straightforward laws that make managing rentals easier.Economic Growth: Both cities have diverse, growing economies, fueling rental demand.Low Taxes: Property taxes and costs are some of the lowest in the country, boosting returns.OKC and Tulsa also have strong investor networks to help you build a boots-on-the-ground team.

I was hoping the perfect solution would just fall from the sky.

Rates will take a while to come down, so don't try to time the market perfectly, just start slowly.

This could be perfect for them.I still fail how to see it defeats the options that I provided, or leans towards a better passive model or even a "partnership".