Keep in mind of the I/O(payments/period) and game plan on how fast you'd like to pay it down. 

One year ago, I was hired to help a landlord whose tenant had stopped paying.

Getting the federal return correct is the most important and with owning two properties, there could be some positive tax benefits.

My plan is to buy the house subject to their existing mortgage, renovate the property, refinance it and pay off their remaining loan balance using the money from the cash out refinance.

But I need a portal where I can do the following -Customize the tenant application  ( Cozy does not  allow me to customize)- Have tenant Upload Pay stubs, DL, etc. 

Electric heat can be very expensive in the winter so I would always encourage landlords to have tenants pay utilities so they have some incentive to conserve.

Checking: collect all income here, then use it to pay bills.

It even gave suggestions on what I could improve based on what my competition is offering.Link to the operator in action is here https://drive.google.com/file/d/1C1uTqgWGfs3AMsUdDWd0FOTbVFM...Quick tip: don’t pay the $200 for this just yet.

But I would not consider what the seller needs to make in determining what I'm willing to pay for a property, especially when youre buying a problem like this.

The agreement is that your tenant will pay for any damages they caused.