Save related articles to the cloud for reference. 2. 

Why don't you do a LOT more research here on BP, via articles, books and podcasts, then apply what you've learned and then ask clarifying questions on the forums?

While you may not be considering moving to a market and house-hacking, I think this BiggerPockets article still offers great data for out-of-state buy-and-hold investors.Key takeaways: Fayetteville, AR and Indianapolis, IN may be good places for you to start if you're new.

I left numerous contact me letters to speak to the owner to discuss options and potentially cash for keys.

Numerous ways assets can, legally and illegally be placed beyond the reach of judgement creditors. 

While doing that, rethink how to best invest and deploy your corpus.I saw this article and thought of your plight.  

I wanted a cohesive, fairly upscale look, so bought new from a variety of places including a local furniture store, Amazon, Wayfair, Target online, Home Depot online, Pottery Barn, Article, and others.

Property management is one of our core services, and we've worked with numerous property managers over the years.

@Henry Clark in step 1, what is the numerator of the ratio?

Search BP for ADU appraisals to encounter numerous examples.