You likely have a prescriptive easement for it since its been am open and notorious use for 30 years.

My main guy served 15 years in Federal prison for bank robbery.

will also depend partly on which market, western Washington for the example has notoriously bad soils which would require far more scrutiny than somewhere like Colorado for example.

As for title companies and their underwriting requirements, a lot of it has to do with the fact that Pennsylvania tax sale law is notoriously anti-buyer.

@Derek Gendig - US banks are notoriously difficult on this issue due to regulations requiring that you appear in person to open the account. 

My school is notoriously heavy with the work load. 

However, I live in California which is notoriously aggressive on this point (making any LLC owned by a California resident pay at an $800 LLC tax for "doing business in California" just by merit of living here), so my viewpoint may be skewed by that experience.

Show us the numbers and you will get all the feed back you need to make a decision.Keep in mind SFHs are notoriously poor at producing positive cash flow.

Securitizers/bankers/lenders greed and everyone down the chain is what caused money to be lent to those who shouldn’t have been able to qualify otherwise.Then, as always, none of these people went to prison.  

I found Robert Kiyosaki's notorious “Rich Dad Poor Dad”, found BiggerPockets, and a short time later used an FHA loan to close on a duplex with the little money I had saved.