I only have a single rental (at the moment) and a simple W2 job.

I believe these systems only work if you have good employees, in which case a bonus is unnecessary.I provide strong compensation, some benefits like 401k, growth opportunities, and a strong work culture.

My client had some things come up that prevented her from executing, but these were some of the options I had put together for her, a regional bank, a regional CU, and a national bank.Reminder that NOI sizes CRE debt, and that's often what determines the down payment requirement, not anything to do with the client or particular lender, just the property itself.

However, with high rates, the next mortgage would be very expensive, and a vacancy would be intensely expensive with two mortgages.

It's that simple.Doesn't hurt to have real hardwood floors and A/C as well.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

I have three properties in AR now, and as of about four months ago, two of them were vacant despite having two-year contracts on the properties.

You hire a PM to deal with the home when it is inconvenient and a hassle.

I have 2 people that I sometimes partner with on real estate deals.I use a CPA because I have a number of rentals and a few LLCs.

Huntsville, in particular, has strong job growth, steady appreciation, and a high demand for quality rental homes.