Then you’re going to ask her to give you a 3 year 0% loan?

Finally, I was told, in their company's words that they are the "Rolls Royce [of taxes]" for real estate investors.

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan. 

Let's say you borrow $100,000 to pay off your $50,000 IRA loan, $25,000 on credit cards, and keep $25,000 for finishing renovations.

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

The deal will leave the seller at your sons mercy for decades (the life of the loan).

I have been trying to save up money but it is not near a down payment for a traditional loan.

Here are the key themes I'm seeing get set up for 2025: Interest Rates Will be Holding Steady or going up: The yield curve (finally) uninverted this week, when the Fed signalled they will be more cautious about raising rates.

I was considering having a lawyer draw up a baseline loan doc and make tweaks to it on a per loan basis.

Start by getting pre-approved for a loan, ensuring your credit score, debt-to-income ratio, and finances meet lender requirements.