Don't be afraid to ask them why they don't want to apply.When I'm having pricing discussions with owners I work with, I always remind them: a month of vacancy costs your bottom line more than a unit filled with a rent reduction.

Electric: is the easiest to split, but may require holes cut in walls to separate the units.Gas: gas lines aren't as flexible as wires, but it can usually be done affordably.Water: most cities will NOT install additional water meters on a property.

It could indicate they lack sufficient knowledge or experience in professional property management, which may lead to costly issues for you down the line.

And what is your price point and are you looking for turn-key properties or something along the lines of a "fixer upper"?

It may also make it easier for your estate planning attorney to line up ownership with your estate plan, assuming a CA-estate plan if a CA resident.

i called a number I found on line and it was his personal number he said and he not working for Rad. 

Sounds like he was feeding you a line of garbage. 

Investor education events.I’m glad I finally did something about the small Roth IRA that was flat-lined for many years.

I would definitely check Dunn and Bradstreet for any open lines of credit, liens, judgements and the like. 

The city wants to tear the property and surrounding properties down Zillow said it’s worth 38000The city offer me 13000.I could use some adviceHard to give advice with limited information, but as a general rule, the longer you wait and the further down the line their project is the more valuable your property will be to them.Zillow (and all automatic online) estimates are very unreliable, so don't base on that.