I looked at that before Covid and my opinion is that for me they would only work within my Roth IRA as a Zero Tax Investment with 10 to 12% Monthly Returns.

I thought I'd try here to see if anyone has had experience buying property with a 401k/self directed IRA.

It's basically a toss up to keep it and rent it out or sell it and use the profits that are tax free to invest in Roth IRA's, 2nd house loan to free up some cash flow, and potential investment property that they are asking 275k for.  

I have a very specific tax question regarding the UBIT (Unrelated Business Income Tax) exemption in Solo 401(k)s that is normally triggered by UDFI  (Unrelated Debt-Financed Income) in IRAs.  

I’ve always been a money-knowledgeable young man; credit (760 score), stocks, roth ira, 401k, etc.

I work 2 (soon to be 3 jobs), live at home, attend college, have 20 grand saved up on top of stocks and an IRA.

Currently have 20k in a HYSA and another 20k split between Rollover IRA (7k), Roth IRA (10k) , Traditional/Roth 401k (5k).

Really depends on (1) if the tenant is being honest and hasn’t fabricated the story for sympathy in getting out of the lease and (2) if the tenant is telling the truth the financial condition of the tenant (struggling to make payments vs having $2 million in an IRA).  

To raise capital from investors I gave “talks” at various real estate investment groups and self directed IRA providers (about 5 per month).

But from personal experience, your penalties and taxes on early withdrawing from any IRA or 401K can total from 35 to up to 50 percent.