Several have mentioned utilizing low down payment second home loans for qualifying.

However, in my state utility shutoffs are not allowed in winter and that gets people confused sometimes. 4.

The house had the utilities turned off for the 6 years, and was filled with the original 1 owner's furniture, clothes, appliances, car and ecn food in the frig (without elctric on for 6 years). 

The best thing to do here is utilize what's called a DSCR loan.

Hope this helps...https://www.starkhelpcentral.com/rent-utilities-assistance

- We had 2 break-in & furnace & HWH thefts there this year:(File a claim ASAP, you'll need:1) Utility bills to prove electric & gas were on2) A police report, proving a break-in3) Pics/video to prove the condition of the property to support theft claimWhat are you doing to mitigate additional damages?

And via the clustering we are utilizing green-space in a communal manner thus reducing foot-print of that BUT retaining such perception as each unit has walkout to what seems a BIG green space.

Typical utility bills (which we include) are $100-300/month.  

I know I need to get a credit card and keep my utilization ratio low, but I wouldn't know much about the process of actually receiving a conventional loan from a bank or any type of loan.

I am not sure about the other markets but I would suggest looking up a Realtor from here and utilizing their knowledge to help you.