Their response time to chat is almost instantly or within a minute.

I currently have Instant Booking turned off on Airbnb and VRBO.  

It seems as if you have at least 2 children, id suggest looking at duplexes with 3 beds, or a larger home with an ADU (Attached dwelling unit) that you can rent to alleviate the mortgage payments. 

So, I call on the phone, get instant results, or I send an email and I always get an email back a few minutes later.

However, the inspector mentioned that the 2nd and 3rd floors are labeled as "Artist Dwellings," though he wasn’t sure what that fully entails.He suggested applying for a special permit to present the space as artist studios or dwellings, with the hope of eventually converting them into long-term rental (LTR) apartments under that designation.

**Instant Reports**: Generate essential financial reports like Profit & Loss Statements and Balance Sheets at the click of a button.

I love when an agent says "investor opportunities, instant cash flow", then they don't even have the current rent amounts listed or the lease terms.

Montgomery County update their laws regarding ADUs recently, which definitely opened up more opportunities for house hackers and investors alike.ADU regulations generally apply when you have a completely separate dwelling unit on your property — think a basement with its own entrance, kitchen, bathroom, etc.

Hopefully, new legislation will change things to entice more carriers to the state.I suggest you reach out to your local insurance broker (where you plan to invest) and explain what you are looking for in a rental dwelling policy. 

Any use that leases living space for less than 30 days cannot be considered a residential dwelling.