If the other unit is unaffected and inhabitable, a lender may underwrite ...That said, if you can swing it, you ,may be better off buying cash (using that as leverage to drive the price even lower), affect the repairs to the damaged unit, then finance once complete.

Frankly, if there is no significant damage associated with the cat, then, there is nothing to haggle about or risk losing more money and time in court.I imagine you would have absorbed the repairs caused by wear and tear over the time they inhabited the house.The overall consensus in this thread is that you should just let it slide and move on to more important things.

I suppose you're suggesting that the likelihood of becoming inhabitable is low.

This should also be stated clearly in the lease3)  The renters policy pays for a temporary place to stay when the apartment is inhabitable because of a fire or water claim.Both #2 & #3 are usually points of conflict when you do not educate the tenant up front on their responsibility versus what your Landlord policy provides.

Your lease should have language around the place being uninhabitable, mine says something like we have the right to decide our actions and state law says they don't have to pay for when it's not inhabitable.  

This will cover the tenant's contents, can pay for a hotel if the home becomes inhabitable, pets, and other things.

Things like proper maintenance, responsibilities such as utilities, and strongly advising the inhabitant to retain renter’s insurance for the duration of the occupancy.

When confronted to make a comment on habitability when I bring up all the items that make the hosue inhabitable, she avoids answering.I chose Liberty Mutual becuase it was very well rated on A.M.

Remember you will have rental income coming in which helps with income qualification plus when you do a renovation loan on a fixer up you can roll in the mortgage payments into your loan for the duration of repairs if the property is not inhabitable.

Landlord will not move furniture and belongings in order to dry out the carpet, they consider it the tenant's obligation.Who's responsible for moving the furniture around to get the apartment back to being inhabitable ?