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17 December 2024 | 20 replies
I think one thing people need to understand is in the US the ten-year treasury is competing against the mortgage-backed securities and while the ten-year is impacted by interest rates, its not the only factor and amount of spending we do also impacts it.they auctioned off 30-year today and it went really bad as no one wants our long-term debt and it sold for 4.3%10-year notes recently traded for 3.96% but again very weak demand - which I believe means yield prices may continue to move up, which means interest rates are not going down dramatically anytime soon - so that fed 25 or 50bps drop is not going to have your mortgage lender dropping rates suddenly the next day...Now the spread between the 10 yr and 30yr mortgages historically is closer to 1.75 but recently has been between 2-3% due to yield curve.
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2 December 2024 | 2 replies
:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.
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3 December 2024 | 16 replies
Its better to buy assets that will appreciate ( historic ) and be break even or a little negative.
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4 December 2024 | 4 replies
It has a certain risk, but historically has been low risk.
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2 December 2024 | 1 reply
Asking Invest 5S for historical performance data on similar projects.3.
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4 December 2024 | 3 replies
In todays environment of back to historically normal interest rates and higher home values - now really is not a great time to buy.
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22 December 2024 | 105 replies
That entire 78741 zip code is good and has been in high demand historically due to its location.
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5 December 2024 | 22 replies
Similarly, the markets with the best initial cash flow typically have poor historical appreciation and rent growth.
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5 December 2024 | 15 replies
I got my last tenant through apartments.com and historically FB has been a great lead source.
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10 December 2024 | 25 replies
I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.