He just wants to sell the house and use to $ to help his father with health issues, so he's willing to sell for under market value.

He just wants to sell the house and use to $ to help his father with health issues, so he's willing to sell for under market value.

I lived in Los Angeles, so I get your pain.

Will it be a painful experience?

There should be other options, however with an LLC and fourplex - yes, DSCR is by far most likely to be your best option unless you do the heavy lifting with local banks and credit unions (and these are increasingly not great options for this type of stuff as they move painfully slow and are under lots of regulations and restrictions)2) I haven't yet reached out local banks, but seeing the quotes from brokers makes me wondering if Banks may be better? 

We try to have weekly talks about goals, we have a spreadsheet for everything job, investing, health and etc. it is hard for me because I want to push, but I just listen and that is better that way.

Brandon said his mom owned "In Good Health" medical practice in Chattanooga.

@Loan NguyenAs someone who grew up in the Bay Area (just north of San Francisco), I feel your pain. 

Other large employers are health, education, as well as transportation and warehousing. 

I feel your pain.