They spend a ton of money on advertising their product and apparently have none left over to spend on product development.

If it's a matter of a quarter point but the more expensive debt is with a bank that offers better other terms like amortization and LTV, and they have a rock star loan officer, I'd go with the slightly higher interest rate product.2.)

The products they sell are almost always counterfeits or not as described and the land they sell/finance are worthless.

It's been a little bit, but he's a solid guy who knows the markets and is local and can get you the right $ product. 

The interface is easy to work with, but they do require higher FICO scores for fix and flip products. 

You can proceed with a cash out or rate and term refi up to 65-75% LTV depending what product and terms you choose.

He teaches people to build small, but productive, portfolios.

I also have a lender that has a loan product that will allow you to put $0 down on a home with an ADU that would add another rentable space to get income from.

But the Jet production got delayed with the GFC and we got knocked on our A$$ and as mentioned had to start all over.

The MLS price is always higher than the auction price because the auction price is first bid and there is a reserve in place.Online auctions are notorious for ghost bidding to get the price up which is why you see them come back online again and again.What do you think you are gaining by "using" Auction.com?