They did reach out and wanted a second builders deposit 3 days before xmas, 2023,  and that was the first real contact I had with them over that year long time period. 

I’m in the redemption period and it will go up 1.5% or $3,300 every 30 days for the next 5 months.

With the HELOC and then converting it to a term loan you will probably be paying higher interest and/or shorter amortization period on conversion which will mean higher monthly payments.

That depends - if its a short term hard money loan possibly, but expect to pay more for it.I would first ask your current lender if you can extend the loan.

All businesses can hit speed bumps during any growth period. 

My favorite source is Navy Federal for its long draw period of 20 years, and Figure for its fast funding.  

Anything that extends my reach is worth a look.

By doing this, you are extending the policy's coverage to include your property manager, should they be held liable for any incidents or accidents on your property.Why is it important to add your property manager as an additional insured?

What is the time period required before refinancing?

@Jordan Kaylor @Jeanette Land    Seasoning requirement is a industry term for waiting period.