Both cities get so much negativity, you can even see it on here, so I'm happy anytime either city has some success.  

How do you become a broker for hard money lending? 

Time is money, and SB-423 speeds up the permitting process, making it easier to get projects off the ground with reduced delays.Navigating Carlsbad’s ADU RegulationsUnderstanding Carlsbad’s ADU regulations and permitting procedures is essential for successful development.

Your best bet would be to connect with local operators and ask them.

You can make a lot of money, but be warned, a large % of Section 8 tenants are complete savages.

I'd bet on Austin over 30 years, but again, not necessarily relative to SFO. 

Your construction skills can give you a significant advantage, allowing you to save on rehab costs or even flip properties for capital.

You save money, you get experience, and then you buy your own in a year.

On these we are targeting g loans even we wouldn’t normally consider; EXCEPT for the fact that we are receiving so much collateral that we end up at 35% LTV or less.  

What you can't do is adjust that amount to different tenants because if you gave it to someone else for 1725 or less even though you said 1800 and them NO to them for 1725....do that enough times and that may cause them to think you are discriminating against sec8 tenants.