OP the core 4 while sounding cool is very very risky ..

And growing a thicker skin if you're going to be a slumlord.On The Other Hand, this is a business and if the OP does not feel comfortable with a certain tenant - for any reason really - he needs to remove them, Especially if it is a month-to-month situation, it's awfully easy to do.On The Other Other Hand, I would examine my motives and suspicions very carefully before proceeding....

@Ryan MillsapHi everyone, please don’t take this as financial or investment advice.I develop properties and have a rentals here, and consider myself pretty savvy with the Jacksonville code.The reason some OP’s are running into code violations, is due to the Avondale/Riverside (RAP) overlay.

Back to the OP point.

I think the OP was asking whether a single lender offers a 100% (acquisition and rehab) loan, to be kept in-house.My original answer reflected that no HML in their right mind would do such a thing.

OP 5% maintenance and 5% cap ex is not nearly enough.  

OP didn't mention he had a property manager.

For the regulars on this site its kind of a running joke.I wonder if that is what the OP is referring to.On the flip side that is what alerts are for.. so if someone mentions are your you can jump in.I guess fine line from spam to wanting to constribute. ??

Because I'm in the area and know the stuff that drew has done and he's done far worse than what the OP is talking about. 😆 

NJ is BRUTAL for landlords.Certain counties (ie the blue ones like Hudson and Essex like where the OP is located) are brutal which are the ones you hear more about as theyre more populated.