I think the SEC would like to know about his participation with Norada and the current situation at hand.

Short term my credit score did take a hit, but once the promotional transfers were paid off, my score jumped higher than it was before.These days, the "pure" zero percent transfers don't seem to be around anymore as they typically charge a 3-5% balance transfer fee as part of the promotion, but this is still better than current HELOC rates.

10% is not going to exist, 15% still does currently, but it will be very hard to make work considering the current environment. 

However my market is currently Arizona.

I'm not aware of any lenders that are currently offering rates in the 2.69% to 4.65% range (it doesn't mean that there aren't any, but I'm not aware of them). 

Currently, we are in our growing, and we tie the bonus to that.

Currently have a great job but want to start acquiring  2-4 unit complexes.

I am currently purchasing a home that will work great as a Rent By the Room. 8 bed and 6 baths in the DFW area.

I have no doubt that I would learn any new avenues quickly considering my current experience, but I would still be taking a step backwards for the time being.

Bought under value and currently adding a couple more homes and have brought two new tenants in as well What was the outcome?