The appraiser does not have a purchase price to reference, so they will typically be conservative.

The biggest mistake I made in my RE investing career early on was being so conservative that I only bought homes for cash, i.e.

@Josh Gregory I think between Ohio City and Edgewater there is still plenty of opportunities, but depending on how conservative you want to be, you may have to overpay or buy something less desirable and wait it out. 

Thus, it's not such an issue anymore the fkery those 2 do in those regards. not to mention the US going hard HARD Left with ultra lgbtqxrz15qqfsdb whatever it is this hour, reality is most of the world is rather conservative in such and does not regard drag-queen book hour with kids as anything good, so in that RU is looking more the moral high ground to most in the world now. 

We already have most of the 2nd down payment saved, but would like to be conservative for now and keep more in reserves.Longer-term goal: Scale steadily but conservatively.

There are a lot of owners that have great purchase prices and 3 to 4% Interest rates that bought 5, 10 or more years ago.If you want to jump into the STR market game now in competitive markets you better run your numbers conservatively and you need an appealing location and property to be competitive. 

Use the lowest ARV value to be conservative. 

I will state that refi appraisals are more conservative than purchase appraisal and not by a few percentage. 

In my opinion, be conservative when making your first buy. 

Hello all, I'm curious how much the HUD will actually pay compared to the 40th percentile rents posted on their site.I'm aware of the different amounts each tenant will cover in terms of their portion of the rent, but I'm not sure if the HUD will actually agree to my rent price.I've been taking the stated FMR for the bedroom count, and taking 20% off the number stated (to be conservative as to what the HUD will accept).