Its not for a night out on the town, a restaurant, concert tickets or anything like that.

I would rather take a field trip of second graders to a Justin Bieber concert than watch that stupid show again.

It sounds to me like you will need more than one entity to act in concert to achieve your goals. :)

I do give the sites credit for a sincere concerted effort, as startups go.Best wishes.

The same issues apply to refinancing mortgages.The same basic guidelines are used by portfolio lenders, but they can make some exceptions that are still prudent.These are also the base line used to determine other lending issues by the regulators, CFBP, HUD or conforming debt obligations in predatory issues.This is a good example of a seller financed note being required to fit into generally accepted practice, where all mortgage financing requirements must be working in concert with other each other instead of having odd or non-compliant parts.If a concert band is going to play the William Tell, the trumpet section can't be playing the Stars and Stripes.

But at the end of the day I think you can only have one "goal", otherwise your mindset will drive one or the other.I'd rather have one goal that's obtainable, but I have to put a concerted effort toward achieving it.

The really old buildings (the oughts to 40s/50s) require a concerted effort to bring to "modern" energy efficiency standards and the ultimate level of retrofit is limited by the fact these buildings were never designed or constructed to be air tight.

That, in turn, will do two things:Provide some cash flow for your marketing budget; andYou'll probably feel better.These work in concert with each other.

-Learn to surf-Go to Japan-Go to a concert-Go see a performance at a drama theater-Re-learn the trumpet and play and practice in a studio (Was in marching band in high school and love music!)

And the FOMC concertedly reduces the value of the dollar through inflation and increased money supply (they explicitly state that positive inflation is their goal and they target it. real returns on interest bank deposits are negative).