You don’t have a large enough portfolio of houses for a lender to feel comfortable without a personal guarantee. 

It's comforting to know I don't have to obsess about reviews. 

You can really pick where you want to be on the "comfortability to profitability" scale here where I felt like those options in most markets were limited. 3) it's a great place to live all-around.

Does that make you feel comfortable?

Get out of your comfort zone.

Sometimes, stepping out of our comfort zone is necessary to discover new opportunities.

Given today’s interest rates, a highly-leveraged arrangement (where you’re putting 3% or 5% down) probably isn’t going to generate any cash flow, so unless you’re comfortable with injecting money into the deal every month, I’d recommend accumulating more cash before you start investing.Generally speaking, a good place to begin is when you have enough for a 20% down payment, closing costs, and 3 to 6 months of reserves.

This will impact your costs and time commitment.Risk Tolerance: How much risk are you comfortable with?

Get out of your comfort zone.

Then, over time, probably a few months, start to determine who you would feel comfortable doing a deal with.