After researching and avoiding schemes like (and almost falling) for TLWB, I discovered BP, a straightforward community offering solid advice.

So if you think the space is the best space available that fits your needs, in the grand scheme of business, you are not talking about a lot of money, so would sign the deal.  

Here is the model I would follow:Pastor claims God told him to create $3.2M INDX cryptocurrency scheme (usatoday.com)

You don't know if they actually deal with thousands of lenders, or if they deal with a couple and this is their scheme to get your money and then get another 2% origination fee. 

It's a Ponzi scheme for may of them.

I see it today almost every YouTube channel has a get rich quick scheme to learn people and promised them quick money.

It is not a get-rich-quick scheme, those do not exist in reality.

Save for Your First InvestmentCommon Pitfalls to Avoid:Don't rush into deals without proper due diligence.Avoid over-leveraging or taking on too much debt.Be cautious of "get rich quick" schemes; successful real estate investing takes time.Don't neglect legal and regulatory considerations.Remember, everyone's journey is unique, and there's no one-size-fits-all approach.

In the big scheme of things, on a typical property (nothing crazy like major hillside work, septic, etc.) you can screw up pretty bad and if you hold on to the property long enough, it will likely work itself out.

For the mom and pop landlord, flipper, or wholesaler, I think asset protection schemes that utilize NV/WY holdco, Belize trust, etc., are overengineered for their purpose and are likely to be done wrong anyway.