@Kaycie GunnIf you want debt financing hard money or private money lenders will fund with typically 25% down paymentIf you are looking to syndicate and raise money from investors then that is a different animal and you will need to file an sec exemption to raise money and depending on your experience it could be moderately challenging to near impossible.

Tell them straight up that there is no basis for their request; houses that has been used as meth labs have specific characteristics that this one never has and cannot be rented until after thousands of dollars in testing ($5k to $50K) and a total gut of the interior is completed. 

“However, strong borrower credit characteristics and favorable home equity build-up for the majority of homeowners should moderate the frequency and severity of ultimate mortgage insurance claims.”

So secure a great tenant, understand the characteristics of the community and build an outstanding working relationship!  

In my opinion this characteristic results in Spark not meeting the definition of an investment club under SEC rules.

HUD Reasonable accommodation paperwork which is usually filed for an Emotional Support Animal.  

Animal dander sticks to the walls, fans, fixtures, etc.

As for the postcards, I listened to a BP podcast before where a person had success when the put a picture of an animal on front because the thought was people warmed to it better.

The dynamics and characteristics of the real estate markets in ABQ and Santa Fe are very different.

Find properties with characteristics that predict they should be selling for 2 standard deviations above what their actual price/value is (or basically just properties that are selling for way below what the model predicts they should sell for).The challenge here is of course step 3.