However, hearing your perspective helps me see it in a new light.

This provides an excellent opportunity to purchase properties, make light renovations to increase both rental income and property value, and optimize cash flow.

Fire pit with string lights is very popular.

And for two valid reasons: they don't know if Don is a trustworthy borrower (which he is not), and they could get a lot better profit (for the bank) from a brand new loan.

@Jeremy H Barton I would suggest taking a look at your cash flow before signing up for a HELOC on a brand new building.

Or can I get the Costco brand items?? 

Not sure of the vetting process though and what it would entail to maintain quality under their brand... 

If you go in that direction, I highly recommend speaking with multiple franchisees from each brand before making a final decision.

Required again as of 12/23/24 Appeals Court:"In light of a December 23, 2024, federal Court of Appeals decision, reporting companies, except as indicated below, are once again required to file beneficial ownership information with FinCEN.

Fixing a leaky toilet, replacing a broken light fixture, etc. can create good will.