But especially any blemishes like poorly repaired holes. 

Do you know what blemishes to overlook and which are red flags?

I usually find it easier to rent something that has furniture in it because they see how they can arrange furniture and the furniture may hide some of the blemishes...

Then the next 10%, about 9% have some credit blemish or your gut just says no.

For my mid range Apartment Unit rentals in MFH -Income = 3x rentCredit = 550+, I can pull full credit history so I look at what blemishes they have, definitely no collections or utility payment issues.No Evictions.No Felonies.Confirm Income with Pay StubsThe key is to have it all in writing and be consistent across all applicants.

I suppose the basic options are as follows....and would appreciate any other feedback.Option 1 - I simply take the property as-is (as yet I do not know if the lender will agree to this condition....but, even if the lender didn't care, this condition concerns me for when I resell it if I do nothing AND if I try to fix it, there will be a cost for me to try AND - as mentioned above by Dave, I know in other cases if the encroachment is old enough, you can actually loose the encroached-upon land [there is case law in Florida on this - I think I saw 7 years as a timeframe beyond which you could loose rights to the land])Option 2 - I walk from the deal (don't want to do this....but I'm having trouble gaging how significant a blemish this is)Option 3 - I extend the closing until the seller fixes it (unlikely that seller would agree...I probably wouldn't if I was the seller)Option 4 - The seller agrees to fix it after closing and escrows money to guarantee he follows thoughOption 5 - The seller and I agree on a monetary amount and close. 

The judgment is for a credit card debt.This is the only blemish on her background check. 

Maybe they'll share their secrets on teeth whitening or skin blemish removal.

Your credit score needs to come up a little too so make it a priority to pay down your credit cards and work on fixing blemishes on your credit report.

Having furniture/personal property inside will help to distract from many surface blemishes.