Appreciate the feedback - I hadn't realized refinance rates would be that high, so maybe it's better just to sit tight on the likely 4.875%.That said, I could be having the same worry 5 years from now if rates continue higher. 

I was just saying that I haven't borrowed from a bank since 2012 until last year so I was anxious about what my score would be, having closed $85k in available revolving credit. 

The more stability in a property’s income stream, the more investors are willing to pay because it behaves more like a bond with predictable income streams.

Unless you have the capital to cover the notes you stand a very real chance of losing those properties if banks behave like they did in 2008.

People increased occupancy by either moving in with family or friends so the demand went down but the banks were holding many foreclosed properties empty so the supply also diminished.There is no way of knowing if the next large recession/depression will behave similarly so the safe investor should be in a position to cover extended periods of reduce rents and potentially long periods of vacancy.We have been RE buy n hold investors since the mid- 1970s and have never experienced a significant rent decline in our market but in that time we have seen significant rent declines in other markets. 

Her section 8 voucher could be in jeopardy by behaving this way.Second, contact the electric company and report her. 

That doesn't stop someone from jumping through all the hoops to get a showing and then spring the "oh I just saw you don't allow pets, I have an 8 lb [piss and poop machine] that is very well behaved, do make exceptions?"

I thoroughly enjoyed this podcast and will be having my 13-year old son listen to it as well as there is a lot of good life advice in there. 

As long as landlords refuse to pressure the relatively normal commissioners to behave responsibly they will keep deferring to Eudaly as she is making the most noise and getting the most headlines

Coop board great and really behaves like a condo from investment perspective.