Although insulating the floor is a nice extra, it is not the primary way that cold gets into the house.

If you are paying an extra $1200 a year for something are unlikely to need, how much does a new roof cost? 

You said, "I'll have to put in extra of my own money for reserves..."

Kind of like a buyer broker I did not have to worry about them going around me extra.

Hey, if you get married you'll be able to shield an extra $250k in capital gains!!

100% financing, no payments, financing in extra "cash out" money upfront so you can do a rate/term refi once you pay them off... 

I think if you have a little extra time, operating a smaller STR business can pick up some good income.

Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

Delta has not charged me extra for the new block.

The home would be about 6 weeks for my team customarily but the outside is large so 2 extra weeks to be safe.