Here we go again.We need to stop classifying broker/agents as REALTORS.Not every broker/agent is a REALTOR.That doesn't mean they are less competent just that they got tired of paying bloated fees to the old NAR.The real estate commissions for each state give a rat's #ss about the NAR.All they care about is license laws and protecting the interests of the public.REALTOR designation is subscribing to their CODE OF ETHICS.Doesn't mean you have no ethics if you are a broker or agent an not a REALTOR.Theoretically you could also argue banks could lose their shirts not having qualified brokers on the ground level handling their assets.What banks pay is cheap in commissions compared to the infrastructure that would be needed to do everything in house.Whether that buyer buys direct with the listing broker or uses a buyers broker the cost is the same BECAUSE the bank allocates for the total commission payout at the time the asset manager assigns the listing to the broker/agent.It will just be xx percent on the HUD to 1 brokerage or split between the buyers broker and the sellers broker.I am talking about the REO side in general and not short sales,etc.

Those numbers may look high, but I'd rather have the reserves set aside and not need them than need them an not have them. 

My question is if I make an offer and it's accepted, what sorts of contingencies can I put in my purchase offer that can allow me to back out if needed an not lose any deposit/earnest money?

I should have known better Steve, LOL, I stand corrected, strange but okay, doe each cell do business in the company name or is there an annotation, like... one, two, three?

In rare cases it can make sense to save a few bucks an not hire a QI.

Now sure maybe I should have put an * not buying next to a row of crack houses.

Fees and expenses per former ejectment provisions (Real property article, Annotated Code of Maryland- including but not limited to title charges, judgment reports, certified mail, and attorneys fees

I had to hire a licensed architect to create a floor plan with fire safety information annotated in order to get a change of use for transient rental approved.  

As we reached the hallway I asked him what he thought of the test; "easy as pie".As far an not needing to know how to calculate how much concrete it takes to pour a driveway.

On the books you can annotate expenses reimbursed to you and declare such for taxes.