I only have a single rental (at the moment) and a simple W2 job.

However, with high rates, the next mortgage would be very expensive, and a vacancy would be intensely expensive with two mortgages.

I believe these systems only work if you have good employees, in which case a bonus is unnecessary.I provide strong compensation, some benefits like 401k, growth opportunities, and a strong work culture.

My client had some things come up that prevented her from executing, but these were some of the options I had put together for her, a regional bank, a regional CU, and a national bank.Reminder that NOI sizes CRE debt, and that's often what determines the down payment requirement, not anything to do with the client or particular lender, just the property itself.

I've closed a bunch of loans with Kiavi, Roc, and a few with ABL, I also closed with RCN, Easy Street, Lima One, and some smaller private lenders.I've come to the conclusion that the experience at the lender is not globally good or globally bad. 

It's that simple.Doesn't hurt to have real hardwood floors and A/C as well.

I am cross eyed by all the FB and Instagram gurus but one or two seem to be legit and I absolutely want a mentor and a team.

I have three properties in AR now, and as of about four months ago, two of them were vacant despite having two-year contracts on the properties.

Congrats on finding a property and a willing seller!

The only creative way I can see (obviously not knowing enough details) is an owner carry with you as the operator and a JV partner as the financial backing.