Bankers on board.  

But it's gotten progressively worse, now the only time he's passed on any rent to us is when we've threatened to report him to the Board of Realtors.

I do not invest in things that have HOAs or other controlling boards.

Most every lender on this board can do both conventional, non-qm AND DSCR. 

(particle board vs wood) We have bought entertainment centers on Amazon which have been well made.

I just bought all the drywall, cement board, and a 3/4 full thing of red guard water proofing that I need for my entire bathroom remodel for no joke $110, that would have cost me $400+ at the store but someone else who already finished their bathroom just had a ton left over.

If you get a boarded-up trap house, you may not be able to sell it or rent it.

Problem was it's a common perk for Chinese restaurants to provide lower paid staff with room and board, and without the upstairs apartment, renting an apartment in nearby towns for staff is a problem with rooming house regulations beside a major expense.

Is that across the board, or target market specific? 

I'd read up on the city's overall process and decided whether you're on board for their side of things.