I personally would sell the house - it's negatively cash flowing ~100/month, if you were to add in repairs/maintenance, CapEx, vacancy, rising insurance/property tax costs I would think you're actually losing more than you estimate (luckily it's new so you are on the very low end of that right now).

For a condo you can/should check the county assessor for land value  (you would apply the same allocation %, don't use their actual number listed) Also check your HOA documents.

I think that is their largest single asset/stock allocation actually too. 100k sounds lofty.

He actually was supposed to renew a week ago. 

Lol that's actually kind of funny - but as others have said, that is nothing more than the cost of doing business. 

Actually, yesterday we had a somewhat promising section 8 inquiry want to apply.

In your case going to a fifth unit as noted above could actually reduce the value, so I'd be cautious of that since that materially degrades their collateral.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

In all actuality move in Inspections are a waste of everyone’s time and they are very inefficient.

But if you go over, you don't actually have to pay any taxes on the gift until you go over your lifetime gift exemption which is like $13 million, which i guess the IRS tracks.