The property is fully rented, close to University and a local hospital, which should support stable tenant demand. im willing to put 20% down payment, Im not sure about the costs that i should think of other than (management fee, vacancy, taxes, insurance , Maintainance) am i missing soething here (but Im saying 55 to 60% cost of the income).

Anyway, I graduated from Old Dominion University with a B.s. in Finance back in 2017, and that was really my first introduction to the idea of REI.

Acquires a new one via capital injection annually, and with the pyramiding, after 20yrs of this will be siting on a nice holdings that is planned to fund kids university tuitions via rents at that time, which around yr17 we will start deploying into assets with more of that cash-flow focus. 

Before the pandemic, Magnolia alone (not including Baylor University or any other Waco attractions) was drawing in 10,000 tourists a week to Waco and a total of 1 million tourists a year.

I graduated from the University of Utah.

Matthew, if you are an accredited investor, there are literally thousands of syndications and crowdfunding deals (which are essentially syndications that are allowed to market over the Internet) available.

Especially in the zip codes @Stuart Udis mentioned above, and around Temple University. 

For your first multi-family property, focus on areas with strong rental demand but lower prices, like cities with job growth or near universities.

Maybe there's military nearby or hospitals or universities?

Open to most types of RE including land/SFH/MF/Commercial RE as long as its mostly passive, and can meet most investment minimums/accredited investor.