In these cases, I would look at that as a deferred down payment, so you have time value of money as those funds can sit in a Treasury bill or high yield savings, or be invested elsewhere based on your risk tolerance.

Banks failed from buying US Treasuries...

The 5-Year Treasury rate is generally the right benchmark for non-owner occupied Non-QM (assuming thats the direction you are in) - and rates will generally move in concert.I'd be happy to look at your scenario and let you know opinion on if its in line with current rates - that being said, economic data has been brutal this week and yields have risen every day, so its unlikely that rates have gotten better since you locked in last week (if you got a true rate lock)

Bond traders are taking a few nibbles of the 10 yr treasuries, but nothing dramatic.

Yield, or the amount of cash an investment throws off, corresponds to the risk of the investment vehicle.A US Treasury bill is incredibly low risk, so it has low yields say 4% currently.

Does owning a land and then paying mortgage and taxes be considered as passive loss which I can offset agains gains from US treasury Bills

We are "Hollywood 2.0" thanks to Mark Wahlberg and have more businesses other than casinos coming in at a steady pace.

One reason for the declining sales volume is the mismatch between pricing expectations as builders deliver new pre-leased offerings.Smaller exchange buyers might be willing to accept going-in yields below short-term treasuries and up to the 6% range, but larger investors need to adjust to a higher cost of capital.

Not to be left behind, institutional and public REIT investors persist in their pace of acquisitions, homing in on first-class developments and prime locations.Yields on stabilized industrial investments continue to price in a tight range over treasuries, which began falling in the fourth quarter due to slowing economic growth and the market's expectations of rate cuts beginning in the first half of 2024.Properties offering in-place rents substantially below market can still see cap rates in the upper 4% range, but a growing portion now trades in the low 5% spectrum.

There were 12,000 of them and the casinos are not going to let them continue to compete in the city.