The actual algorithm is a trade secret of Fair Isaac, but the following breakdown approximates the weighted values that compose your score.35% Payment history30% Outstanding debt15% Length of your credit history10% Recent inquiries on your credit report10% Types of credit in useThe "average" credit score for "excellent" credit is 720 or better for most major lenders, such as mortgage lenders.

I sold 300 acres to a European group six months ago.

The conversion to the Euro and the migration of Polish workers to other European countries.

Only on my iPad can I get mentions, and that's tedious as all hell.I'm using a European AZERTY, so I have to hold down ALT+2, but that only changes the font size.

According to surveys, most major improvements cost more than they help the value.

I don't know about that area but in most major cities, especially DC, it's called gentrification.

Most major lenders look at chain of title for flips, so on a back to back closing this history is hidden so the lender may consider the second transaction a defrauding the lender.

@Jay Hinrichs Are you saying European housing is way ahead of the US because they have developments of container homes?

Great to see some more European investors here :)Those are some great insights about Malta.

I have plans in the future to broker mortgage notes to foreign (European) investors.