I have serious doubts that the company officers have maintained their fiduciary duty to RAD's investors in many of these related-party transactions. 

Gains within this account are tax-free if rules are followed, but avoid prohibited transactions to maintain account integrity.

Balancing that with wanting to do something to maintain affordable housing for those in mid to lower income brackets.  

Knowledge is power:Thorough Inspections: Minimize surprises with detailed inspections and due diligence.Strong Screening: Careful tenant selection reduces vacancy and headaches.Diversification: Spread your investments across different locations and property types to mitigate risk.Financial Planning: Maintain a buffer and choose financing options that fit your long-term goals.

Use surveys to gather feedback on their experience.When tenants feel valued and respected, they’re more likely to take care of the property and renew their leases, saving owners time and money.Fairness with VendorsVendors play a crucial role in maintaining properties, and treating them fairly ensures they remain reliable partners.

@David Putz I wonder if someone is maintaining a list of where all the servicers are licensed...I can't imagine that would be easy to keep track of, but I don't know how often they would change.Having a resource that has all the typical fee info and service states for each servicer in one document would be amazing.

To thrive in real estate investing, you must maintain a firm grip on your finances.

However, in areas with little appreciation, all investment capital must come from your savings.Summarizing, a city where you can achieve and sustain financial independence must have the following characteristics:Significant and sustained population growth.A pro-business environment with a metro population >1M.Rapid and sustained appreciation.If a city doesn't meet all these requirements, achieving and maintaining financial independence will be difficult.

To thrive in real estate investing, you must maintain a firm grip on your finances.

In Costa Rica, property condition is a constant variable, far more critical to maintain than the USA.