Then use a stiff broom to sweep off the wall where the patch will be so you will have a good bond.

We will require workman’s compensation, general liability, builders risk, and a performance bond from any company that wishes to bid.

If they inherited the home, there are likely emotional bonds they have with the property. 

The days of "my word are my bond" are long gone, particularly in larger communities where other agents don't know you personally.

It's a lengthy conversation.

The problem can be solved by having some adhesive or bonding glue on hand, it just makes for more fuss.

Hostile HOAAnd of course financing.. what if you need off site improvements how are you going to pay those is the local jurisdiction going to help or you have to pay it.. or can you do an improvement district with some sort of bond act.

Annual adjustments: These income thresholds and premium amounts are adjusted annually.It's important to note that various types of income can affect your MAGI, including wages, Social Security benefits, pension payments, and even tax-exempt interest from municipal bonds.

You can't eliminate all risk from owning RE and if that is what you are trying to do then you should invest in something where someone can't sue you like stocks or bonds. 

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