I suggest it in my lease and inform them that the insurance on the property is only dwelling, so their contents are not covered.I recently switched to a different HOI provider because they wouldn't insure my contents for anything less than 70,000.  70,000?!  

 David Krulac your( ho) is appreciated and I will know soon enough if that is what I have to except.

Hi everyone,I need a quote for HOI for 2-family non owner occupied home/s.I saw people mentioned something around $300 per unit, so far I was quoted twice as much (weichert insurance)Is there/what is a minimum reasonable/practical set of features I need to ask an insurance company to quote me?

After taxes, P & I, and HOI, I'm actually netting 1100 to 1200 a month.

To qualify for the streamline, the payment (just principal, interest, and mortgage insurance -  doesn't include taxes and HOI) must be reduced by at least 5%. 

Greg this is for you.Redfin agrees market bottom is at Q2 or Q3 2023 before a rebound:https://www.redfin.com/news/ho...I kind of wish Redfin said the opposite.

@Claudia Ho i haven’t used one yet but I’m hoping to use BB&T in September, I use them for a heloc earlier this year and they did a 85% ltv @ 3.99 15 year arm

Also, I know that this is an older house and my HOI has the property insured for $288,000.

Also make sure you get quotes for things like HOI so you will have exact numbers and not estimates.

That’s accounting for down payment, fees, closing costs, title work, HOI, and about 5 debt payments.