There may have been a slight pickup in the wake of the nuclear reactors shutdown after the earthquake and tsunami disasters of 2011.

I'm now just paying about $1k for my taxes and insurance (including super expensive earthquake and umbrella liability policy) which are essentially my living expenses.

If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

We don’t have any earthquake code here either so all different in different areas and people use the same words for different things.

WA, central (sunny side) LOLPros- No state income tax, low property taxes (1% ish), cheap power, no floods, tornadoes, hurricanes, earthquakes or humidity, low crime, good appreciation, good job growth and per capita income. 

Another bonus for MN I was reflecting on recent, no natural disasters, like hurricanes, tornadoes, earth quakes, floods, etc, & Hennepin County has had extremely stable prices for a regionally expensive market as compared to the costal markets, Denver, etc. 

I did not see insurance incl earthquake and/or flood.

For example, if you have a large multifamily, and experienced a catastrophic fire, or major earthquake, tornado, etc. the PM could lose a significant cash flow stream from the management fees and other routine charges they may have.

Flooding, tornadoes, earthquakes, snow and ice storms, wildfires etc, - disasters happen all over the country.  

To try to locate where I'd like to buy, and most importantly where I don't want to buy.While there attend a FEW real estate meetups and talk to the locals about what areas of the city are best, and any local common problems such as in Texas, possible foundation issues due to soil conditions, or earthquake bracing in California, etc...Spend the week networking and driving around with a city map.Good Luck!