Huntsville was the market to be buying in ~5 years ago.

I went to my first BiggerPockets conference last year. 

The sale happened last year.

Up to 75% purchase price , 1.1 DSCR minimum ratio minimum 650 credit score 25 or 30 year for lender I work with

I'm 53, married with 2 kids less than 17 years old with debt only from purchases on credit cards and my home.

I specialize in small multifamily properties and house hacking working alongside BiggerPockets podcast guest Andrew Freed to help investors find high-performing deals in Central MA.My Background:  - Started in late 2019 I utilized an FHA loan to get my first 3 family property in Fitchburg, spent about a year fixing it up and soon after I refinanced. 

@Jordan Miller most Class A & B rental properties bought since 2021 really don't cashflow from day one.Class B will take 1-3 years to start showing cashflow.Class A, 3-5 years.Current investors keep making the mistake of looking back at deals from 5-10 years ago when prices & interest rates were both a lot lower, but NOT rental rates.

Each year they adjust it up or down based on actual usage of the previous year.Let's say you get an average of $600/month. 

Positive cash flow for years.

How many are we going to get this year.