They have consistently followed through with catching up, so I am willing to work with them.

My background consists of 10 years of residential construction and appliance repair.

Are you consistently following up with the marketing campaign?

Here are the properties that have interested me (not sure if either are section 8):Duplex built in 2002 consisting of 3/2 1050sq/ft each for $94,900Currently both units occupied with $670/month leases (not sure of the lease terms).New roof in 2015, new Central A/C units in 2013 and 2015.Outside looks good, inside looks clean with decent kitchens (basic L shaped) with laminate counters, tile floor in kitchens, what looks to be berber carpeting everywhere else.

You will still have to hustle to acquire tenants, get them to pay rents consistently, then out of those profits, you still have to deduct vacancy factors, maintenance, management, taxes, insurance all of these items will affect that 10% hypothetical return.    

If you say they are, you are just proving that it is hard to find consistency in CPAs.Actually you may be right because in my opinion  if the expenses (property manager fees, inspection cost for example) belong to 2017, so the income should even though the property manager still holds the money.As I always did all my accounting, I am doing as well the Malta part, and I think I know what to do.

For me and partners we focus on 200 to 300+ unit apartments where there's less risk, room for upside and consistent cash flow.For you it most depends on your goals, time available, etc. 

I'm waiting to hear back from the bank on what the repairs consist of.

For the last couple months, she‘s been consistently coming up short.

All have different guidelines surrounding what you must use for qualifying payments.With deferred loans, however, it's pretty consistent that you must use 1% of the balance as the qualifying monthly payment.One work-around is to go on an income based payment plan.