Below are the models I’ve used (confirmed insurance and taxes with insurance quote and auditor website) at the low and high end of rents.

Can find a partner on here, your unit (tread lightly there) or family and pool your resources (money, time or expertise) together.

so i would only look at appreciation as a bonus not as a given on your model

Getting good rent comps is essential, especially if you are making assumptions that can make or break your financial model.  

Is that too much of a margin to still make the business model work?       

Hi Tim Simmons please PM me your criteria and I am happy to refer a seasoned agent with expertise in your area.

And some weirdos (like me) bake in a lot of "what would happen" scenarios when we're doing financial projections trying to model out a pullback and we have a bunch of money sitting in bank account earning 1% as a "just in case" reserve fund.  

Have a couple of big  travellers in my network doing very well with that model.

Duplex to quad are mostly purchased by investors.I am evaluating 2 properties (both duplexes) in my area of expertise and therefore today pulled comps (cannot get much more current than that). 

Selling information.Each creditors has an agreement with one, two or more of the credit bureaus to provide “timely and accurate” payment reporting history to help assist other creditors in determining if that individuals credit scores and character are worthy of providing financing.Keep in mind, the credit score model does one main thing… Determines the probability of bankruptcy.Would you want to finance someone knowing that they could lose it all?